What Happens If You Cannot Afford Your Mortgage Payment in the UK?

If you are struggling to afford your mortgage payment, it is important to deal with the situation as early as possible. A mortgage payment problem can start as a temporary financial difficulty but become more serious if payments are missed and arrears begin to...

Can You Remortgage With Mortgage Arrears in the UK?

If you are behind with your mortgage payments, you may wonder whether remortgaging could provide a way out of the problem. Perhaps your current mortgage has become expensive, your circumstances have changed, or you believe that a different mortgage product could...

Can a Bank Refuse a Mortgage Payment Arrangement in the UK?

Falling into mortgage arrears can leave borrowers facing a difficult question: what happens if they cannot clear the arrears immediately and the lender does not accept the repayment arrangement they have proposed? For many homeowners and landlords, a payment...